First-time Buyers

Buying your first home can feel overwhelming, but it doesn’t have to be. In this section you’ll find honest, straightforward advice designed for first-time buyers like you. From understanding mortgage deposits and stamp duty to choosing between a fixed rate or tracker mortgage, our guides break it all down so you can focus on finding the right home, not fighting through jargon.

We also cover practical topics that matter when you’re starting out — such as small deposit mortgages, government schemes like Help to Buy and shared ownership, and what lenders really look for when assessing a first-time buyer mortgage application. Every article is written to help you move forward with confidence and take your first step onto the property ladder.

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