Mortgage Advice That Helps You Move With Confidence
Evermore’s mortgage advice for first-time buyers and existing homeowners moving house will help you view properties and make offers with confidence and clarity, whether you are buying a new build, doing a self-build, or moving house in Thornbury or Alveston.
Table of Contents
- Moving House in Thornbury or Alveston – What You Need to Know First
- How Your Mortgage Fits Into the Moving Process
- Do You Need a New Mortgage When You Move House?
- Porting Your Mortgage vs Starting Again
- Why Local Mortgage Advice Matters When Moving Home
- How We Help You Move Home With Less Stress
- Our Approach Compared to High Street Lenders
- What You Can Expect When You Speak to Us
- The Process We Take You Through When You Are Moving Home
- Moving Home in Thornbury or Alveston – Your Next Step
Moving House in Thornbury or Alveston – What You Need to Know
Moving house or buying your first home is rarely just about the property. If you are planning a move to Thornbury or Alveston, you are likely balancing timing, finances, family needs, and the pressure of making sure nothing slips through the cracks. One of the biggest concerns at this stage is how your mortgage fits into your finances and whether your current arrangements will still work once you move.
For many home movers, the uncertainty starts early.
– Can you keep your existing mortgage?
– Will you need a new mortgage?
– How early should you speak to a mortgage broker?
These are sensible questions, and asking them early gives you far more control over your move.
From our perspective at Evermore Mortgages, the most important thing for you to understand at the outset is that your mortgage is not something to deal with at the end of the process. It plays a central role in how confidently you can view properties, make an offer, how realistic your budget is, and how smoothly your move progresses once you find the right property.
Thornbury and Alveston continue to attract buyers who want a strong sense of community, good transport links, and access to South Gloucestershire and Bristol. With that demand comes competition, and sellers often look favourably on buyers who already have clear mortgage advice in place. Knowing what you can borrow, how your existing mortgage may transfer, and what your options look like before viewings begin can give you a meaningful advantage.
This early stage is also where many assumptions are made. Some people believe they must keep their current mortgage. Others assume they will automatically need a new one. In reality, the right answer depends on your circumstances, your property, and what lenders are prepared to offer at the time of your move—understanding that upfront prevents rushed decisions later.
Our role is to help you see the full picture before you commit. By looking at your current mortgage, your plans for moving home in Thornbury or Alveston, and the wider mortgage market, we help you move forward with clarity.
If you are thinking about moving house and want to understand your mortgage position early, speak to us before you start making decisions. Call 01454 583 600 or get in touch through our contact page to start the conversation.
How Your Mortgage Fits Into the Moving Process
When you are moving house or buying your first home in Thornbury or Alveston, your mortgage is a vital part. It influences almost every major decision you make, from the price range you search within to how confidently you can move forward once you find a property that feels right.
One of the most common mistakes home movers make is treating the mortgage as something to sort out once an offer is accepted. By that point, time pressure increases, options can narrow, and decisions feel rushed. Understanding how your mortgage fits into the moving process earlier gives you breathing space and clarity.
Your Mortgage Shapes Your Buying Power
Before you book viewings or speak to estate agents, it helps to know exactly where you stand financially. This includes:
- How much you may be able to borrow based on your current circumstances
- Whether your existing mortgage can move with you
- Whether a new mortgage may be required for your next property
- How changes in property value affect your borrowing
Having this information early allows you to focus on homes that genuinely fit your budget, rather than stretching yourself or risking disappointment later.
Timing Matters When You Are Moving House
Moving house often involves a chain, deadlines, and multiple parties relying on each other. Your mortgage sits at the centre of that timeline. Lenders have their own processes, checks, and approval stages, which need to align with your planned move.
When your mortgage is addressed early:
- You can make offers with confidence
- Sellers see you as a serious buyer
- Delays are less likely once your offer is accepted
- You avoid last-minute surprises that can derail progress
From our experience, clarity at the start reduces stress later on.
Why Early Mortgage Advice Supports a Smoother Move
Every home move comes with questions, and many of them relate to your mortgage.
– What happens if your purchase price is higher than expected?
– What if your current mortgage deal ends soon?
– What if this is your first mortgage?
– What if your circumstances have changed since you last applied?
By reviewing your position at the beginning of the moving process, we help you understand how lenders are likely to view your application and what options may be available. This allows you to move forward with confidence rather than assumptions.
Our approach is to guide you through these decisions clearly and at the right pace, so your mortgage works alongside your move rather than becoming a hurdle.
If you are planning a move and want to understand how your mortgage fits into the process from day one, call 01454 583 600 or contact us to talk through your next steps with confidence.
Do You Need a New Mortgage When You Move House?
One of the first questions people ask when buying their first home or moving house in Thornbury or Alveston is whether they need a new mortgage at all. It is a fair question, and the answer is not always straightforward. What matters most is understanding that there are options, and the right one depends on your situation rather than assumptions.
For some movers, keeping their existing mortgage may be possible. For others, a new mortgage may be required or make more sense financially. The key is knowing which route supports your move and your longer-term plans.
When Your Existing Mortgage May Still Work
If you already have a mortgage, it may be possible to move it to your next home. This often depends on:
- The terms of your current mortgage
- Whether the lender allows your mortgage to move with you
- The value of the new property
- The amount you need to borrow
Lenders still assess affordability and suitability, even if you are keeping the same mortgage. That means changes in income, commitments, or property value can influence the outcome.
When a New Mortgage May Be Needed
In some cases, moving house means starting again with a new mortgage. This can happen when:
- Your current mortgage cannot be moved
- The new property price requires additional borrowing
- Your existing deal is no longer suitable
- You want to explore alternative options available on the market
While this can feel daunting, it can also be an opportunity to review what is available and ensure your mortgage fits your new home and circumstances.
Why Assumptions Can Cost You
Many home movers assume they already know the answer before seeking advice. Some believe they have to keep their current mortgage. Others assume a new one is unavoidable. Acting on assumptions can limit your choices and create unnecessary pressure later in the process.
Our role is to help you understand what lenders are likely to offer based on your circumstances and the property you are moving to. By reviewing your position early, we help you make decisions with confidence rather than uncertainty.
We take the time to explain your options clearly, so you know what to expect before you commit to a purchase. This approach helps protect your budget and supports a smoother move.
If you are unsure whether you need a new mortgage when moving house, call 01454 583 600 or get in touch with us to talk through your options before you make any decisions.
Porting Your Mortgage vs Starting Again
When you are moving house in Thornbury or Alveston, the idea of taking your existing mortgage with you can sound appealing. This is often referred to as porting a mortgage. For some people, it works well. For others, it creates unexpected complications. Understanding the difference between porting and starting again puts you in a stronger position before you commit.
What Porting a Mortgage Actually Means
Porting a mortgage means applying to move your existing mortgage deal from your current property to your new one. While the rate and terms may remain the same, the process is not automatic.
Lenders still assess your application, which may include:
- Reviewing your income and commitments
- Reassessing affordability
- Valuing the new property
- Confirming the property meets their criteria
If your circumstances or the property do not meet the lender’s requirements, porting may not be approved.
Situations Where Porting May Fall Short
Porting does not always work smoothly, particularly if:
- The new property costs more, and you need to borrow extra
- The lender will not approve additional borrowing on the same terms
- Your circumstances have changed since you took out the mortgage
- The lender’s criteria no longer suit the type of property you are buying
In these situations, part of your borrowing may need to sit on a separate deal, or porting may not be suitable at all. This can lead to complexity and higher costs if it is not planned carefully. Porting is not automatic. Your lender will reassess affordability, check your credit record, and value the new property. If you need to borrow more, the extra amount is usually added as a separate mortgage at a different rate.
Porting can help avoid early repayment charges, but only if the lender approves the move.
Remortgaging
Remortgaging means replacing your existing mortgage with a new one, either with the same lender or a new one.
- You take out a brand-new mortgage product
- The interest rate may be higher or lower than your current rate
- You can change lenders
- Your old mortgage is paid off in full
Remortgaging is often used to:
- Secure a lower interest rate
- Change the mortgage term
- Consolidate borrowing
- Move to a product that better suits your circumstances
Remortgaging can trigger early repayment charges if your current deal is still within a fixed or discounted period.
Which is better?
Neither option is universally better. The right choice depends on:
- Your current mortgage terms
- Whether early repayment charges apply
- Current mortgage rates
- Whether your lender allows porting
- Your plans for the new property
In some cases, porting is suitable. In others, remortgaging offers better flexibility or lower long-term costs. The key is reviewing both options before committing, rather than assuming one route is best.
When Starting Again May Be the Better Option
Taking a new mortgage can offer clarity and flexibility, especially if your move represents a change in lifestyle or budget. A new application allows your mortgage to be structured around your new home rather than adapting old terms to fit a new situation.
Starting again may help if you want:
- A mortgage that reflects your new property value
- A structure that suits your long-term plans
- Clear repayment terms under one arrangement
The key is understanding what is available before you assume porting is the best route.
Why Careful Comparison Matters
Porting can be useful, but it is not always the most suitable choice. Comparing your current mortgage with what is available across the market helps you understand whether keeping your existing deal genuinely works in your favour.
We take the time to explain both routes clearly, so you understand the implications before committing. This allows you to move forward knowing your mortgage choice supports your move rather than complicating it.
If you are deciding between porting your mortgage or starting again, call 01454 583 600 or contact us to review your options before you move forward.
Why Local Mortgage Advice Matters When Moving House
When you are moving house in Thornbury or Alveston, mortgage advice is not just about interest rates and paperwork. Local knowledge plays a meaningful role in how smoothly your move progresses and how confident you feel at each stage.
Property markets can vary widely, even within South Gloucestershire. Understanding how lenders view homes in specific areas, how estate agents operate locally, and what sellers expect from buyers helps ensure your mortgage supports your move rather than slowing it down.
Local Property Insight Supports Better Decisions
Buying a home in Thornbury or Alveston often involves balancing price expectations, competition, and timing. Local mortgage advice helps you navigate this by aligning your borrowing with what is realistic in the area.
This can include:
- Understanding typical purchase prices in the local market
- Anticipating how lenders may view certain property types
- Helping you set a sensible budget before making offers
- Supporting you when negotiations move quickly
Having this context allows you to make informed choices rather than reacting under pressure.
Stronger Position When Making an Offer
Sellers and estate agents want reassurance that a buyer can proceed. When your mortgage position is clear and supported by advice from a local broker, it strengthens your credibility.
Clear mortgage advice helps you:
- Make offers with confidence
- Avoid delays caused by uncertainty
- Demonstrate that your finances have been properly reviewed
This can be particularly helpful in competitive situations, where preparation matters.
Why One-Size Advice Falls Short
National lenders and comparison sites often take a broad approach, which may not reflect the realities of moving house in specific areas. Generic advice can miss nuances that matter when deadlines are tight and decisions carry weight.
Our approach is centred on understanding you, your plans, and the local market you are moving within. By combining mortgage advice with local insight, we help you move forward with clarity rather than guesswork.
If you are moving house in Thornbury or Alveston and want mortgage advice that reflects the local market, call 01454 583 600 or get in touch with us to discuss your next steps.
How We Help You Move Home With Less Stress
Moving home is often described as one of life’s most demanding experiences. When mortgages are added to the mix, it can quickly feel overwhelming. Our role at Evermore Mortgages is to reduce that pressure by giving you clear guidance, timely support, and advice that is shaped around your move to Thornbury or Alveston.
We focus on making sure you understand what is happening at each stage, why certain decisions matter, and how your mortgage supports your wider plans. This allows you to move forward feeling informed rather than rushed.
Starting With Your Situation, Not a Product
Every move is driven by personal circumstances. Before discussing mortgage options, we take time to understand:
- Why are you moving house
- Your current mortgage position
- Your financial commitments
- Your plans for the new property
This approach ensures advice is shaped around you and your move, rather than fitting you into a pre-set solution.
Clear Guidance From Enquiry to Completion
Once we understand your situation, we guide you through the mortgage process step by step. This includes explaining what to expect, what information is needed, and how decisions at one stage affect the next.
Throughout your move, we help by:
- Reviewing your mortgage options early
- Explaining how lenders assess applications
- Supporting you as your purchase progresses
- Helping you navigate changes if circumstances shift
Having this continuity helps remove uncertainty at key moments.
Ongoing Support When Timelines Change
Property transactions do not always move in straight lines. Delays, revised dates, and changing offers are common. When this happens, mortgage arrangements may need to be reviewed or adjusted.
We remain involved throughout the process, helping you understand what changes mean for your mortgage and what steps may be needed next. This ongoing support helps keep your move on track, even when plans change.
We aim to ensure your mortgage works alongside your move, giving you confidence rather than additional pressure.
Call 01454 583 600 or get in touch with us here to discuss how we can support your move from beginning to end.
Our Approach Compared to High Street Lenders
When you are moving home in Thornbury or Alveston, the way mortgage advice is delivered can shape your entire experience. Many people default to their existing lender or a familiar high street name, assuming this is the simplest route. What is often overlooked is how limited that approach can be when your situation requires flexibility, explanation, and careful timing.
Our approach is built around advice first, clarity throughout, and support that reflects your move rather than a single product.
Why the Approach Matters When You Are Moving House
A home move brings moving parts, property values change, chains shift, and timelines move. When mortgage advice is narrow or sales-led, it can create friction at exactly the wrong moment.
We focus on helping you understand your options clearly, so decisions are made with confidence rather than pressure.
Comparing the Experience
The table below highlights how our approach contrasts with a typical high street lender experience when you are moving home.
| High Street Lender | Evermore Mortgages |
| Advice is limited to their own products | Access to mortgage options from across the market |
| Product-led conversations | Advice shaped around your move and circumstances |
| Less flexibility when situations change | Support that adapts as your move progresses |
| Limited explanation of alternatives | Clear breakdown of options and implications |
| You manage much of the process | We guide and support you through each stage until you are in your new home |
What This Means for You
This difference in approach affects how supported you feel during your move. Instead of fitting your plans around one lender’s criteria, you gain a clearer view of what is available and how it aligns with your goals.
This helps you:
- Make informed decisions earlier
- Understand trade-offs before committing
- Move forward with confidence rather than uncertainty
Our role is not to push a single outcome but to help you understand your choices and how they support your move.
If you want mortgage advice that is focused on your move rather than a single lender, call 01454 583 600 or use our website contact form to discuss your options with clarity and confidence.
What You Can Expect When You Speak to Us
Reaching out for mortgage advice when you are moving house in Thornbury or Alveston should feel reassuring, not intimidating. The first conversation sets the tone for the rest of your move, which is why we focus on making that initial step clear, supportive, and centred on your needs.
We help you understand where you stand and what your next steps look like, without pressure or confusion.
A Conversation Built Around Your Plans
When you speak to us, the discussion starts with you and your move. We take time to understand:
- Where are you in the moving house process
- Your current mortgage arrangements
- Your plans for buying your next home
- Any concerns you already have about the process
This helps ensure the guidance you receive is relevant and practical rather than generic.
Clear Explanations Without Jargon
Mortgage language can feel complex, especially when combined with the stress of moving home. We explain things clearly so you understand:
- What options may be available
- How lenders assess applications
- What information is needed next
- How timing can affect your choices
Clarity at this stage helps you feel more confident as your move progresses.
Honest Guidance From Start to Finish
We focus on setting realistic expectations. This includes being open about what is possible, what may need further consideration, and how your mortgage supports your wider plans.
By giving you a clear view of the process early, we help you move forward feeling informed rather than uncertain. This approach supports better decisions and a smoother overall experience.
If you want a clear and supportive conversation about your mortgage before you move home, call 01454 583 600 or use our contact us form to start the discussion with confidence.
The Process We Take You Through When You Are Moving House
When you are moving house or planning a move to Thornbury or Alveston, clarity around the mortgage process makes a real difference. We will help you understand what is happening, why it matters, and how it affects your move. This process is designed to give you confidence before you commit to a purchase and reassurance as your move progresses.
Understanding Your Starting Point
Every move begins with a detailed conversation about your current position. This includes reviewing your current lender, your existing mortgage terms, and how your circumstances may have changed since you last applied for a mortgage.
At this stage, we look at:
- Your house price expectations for the next property
- Your credit score and wider credit rating
- Your income and outgoings to understand affordability
- Whether you want to borrow more
- Any Early Repayment Charge or early repayment charges attached to your existing mortgage
This allows us to identify any limitations early, including how your lender’s lending criteria may affect your move.
Providing a Clear Decision Before You Offer
Before you start making offers, we help you obtain a Decision in Principle, sometimes referred to as an Agreement in Principle. This gives you a personalised indication of how much you may be able to borrow and shows estate agents that your finances have been reviewed.
This step is important because it:
- Helps you set a realistic budget
- Supports stronger offers with sellers
- Highlights potential issues early, not after an offer is accepted
The information used at this stage is based on your circumstances and lender requirements, helping avoid surprises later.
Exploring Mortgage Options That Fit Your Move
Once your position is clear, we review a range of mortgages available across the market. This includes looking at suitable mortgage products based on your plans and how long you expect to stay in your next home.
We consider:
- Mortgage rates and how they affect your monthly repayments
- Whether a fixed-rate mortgage suits your plans
- The impact of the base rate on future costs
- Any Arrangement fee linked to the mortgage
- Wider mortgage fees and charges
This stage is about balancing cost, flexibility, and certainty rather than focusing on headline figures alone.
Preparing and Submitting Your Mortgage Application
Once a suitable option is chosen, we guide you through the mortgage application process. This includes helping you prepare the required mortgage application proofs, such as income and identification documents, and ensuring the application meets lender expectations.
The lender may then arrange a Mortgage valuation to confirm the property’s value and suitability. This is separate from your own surveys and helps the mortgage provider assess risk.
Supporting Costs Beyond the Mortgage
Moving home involves more than just the mortgage itself. As part of the wider picture, we help you factor in costs that affect affordability, including:
- Stamp Duty
- Conveyancing fees
- estate agent’s fees
- removal costs
- Home Insurance and building insurance
- The property’s Energy Performance Certificate
Understanding these costs early helps avoid pressure later and ensures your mortgage remains affordable alongside everything else involved in moving house.
Protection and Long-Term Considerations
As part of our role as a regulated mortgage professional, authorised by the Financial Conduct Authority, we also discuss protection options that may support you and your home. This can include critical illness insurance, helping ensure your commitments remain manageable if circumstances change.
Our focus is on helping you make informed choices that support both your move and your longer-term plans.
By guiding you through each stage clearly, from initial review through to completion, we help ensure your mortgage works alongside your move rather than complicating it.
If you are planning a move and want a clear, guided mortgage process from start to finish, call 01454 583 600 or contact us to begin the conversation before you commit.
Moving House in Thornbury or Alveston – Your Next Step
By the time you reach this stage of planning your move, one thing should feel clear. Your mortgage is not just a financial product. It is a decision that influences how confidently you move forward, how smoothly your purchase progresses, and how secure you feel once you are settled into your new home in Thornbury or Alveston.
Waiting until the last minute to think about your mortgage often creates pressure. Early advice gives you clarity, time to consider your options, and the reassurance that your plans are realistic. It also means that when the right property comes along, you are ready to act without hesitation.
Why Acting Early Gives You Control
Speaking to a mortgage adviser before offers are made helps you understand:
- What you can realistically afford
- How your existing mortgage may fit into your move
- Whether a new mortgage may be required
- How lenders are likely to view your application
This understanding allows you to focus on properties that suit your budget and move forward with confidence rather than uncertainty.
Confidence When It Matters Most
Moving house often involves deadlines, negotiations, and decisions that cannot be delayed. When your mortgage position is clear, you can respond quickly and calmly, knowing that your finances have already been considered.
Our role is to help you feel supported at every stage, from early planning through to completion. By guiding you through the process and explaining your options clearly, we help ensure your mortgage supports your move rather than becoming an obstacle.
Take the First Step With Confidence
If you are thinking about moving home in Thornbury or Alveston, the best time to talk about your mortgage is before decisions are locked in. A conversation early on can help shape your move in the right way and remove unnecessary stress later.
To talk through your plans and understand your mortgage options before you move, call 01454 583 600 or contact us to take your next step with confidence.
Moving House in Thornbury or Alveston FAQs
How does my interest rate affect moving home?
Your interest rate directly affects how much your monthly repayments will be each month and over the full term of your mortgage. When moving home, your current interest rate may stay the same if you are able to keep your existing mortgage, or it may change if a new mortgage is needed. Reviewing your options before you move helps you understand how your interest rate may change and how this affects your monthly repayments.
Can I borrow more when moving to a new home?
It may be possible to borrow more when you move, depending on your income, outgoings, and lender’s lending criteria at the time. Even if you are staying with your current lender, additional borrowing is assessed separately. We review affordability early so you understand what is realistic before making offers on a new home.
What does ‘porting your mortgage’ mean?
Porting your mortgage means applying to move your existing mortgage deal from your current property to your new home. This is not automatic. Your lender will reassess your circumstances and the new property. If approved, your interest rate and terms may stay the same, although any additional borrowing may be on a separate deal.
What is a Decision in Principle, and why does it matter?
A Decision in Principle gives you an early indication of how much you may be able to borrow. It shows estate agents and sellers that your finances have been reviewed and that you are serious about buying. Having this in place before viewing properties will strengthen your position when moving house.
Is an Agreement in Principle the same thing?
An Agreement in Principle is another term used for a Decision in Principle. Both serve the same purpose and provide a personalised indication based on your financial details and lender checks. It is not a full mortgage offer, but it is an important early step when buying a new home.
Will I need new mortgage products when I move home?
That depends on whether your existing mortgage can move with you and whether it still suits your plans. If a new mortgage is needed, we review available mortgage products to find an option that fits your new property, budget, and timescales rather than defaulting to a single lender.
Can moving house help me secure a lower interest rate?
In some cases, moving home can be an opportunity to access a lower interest rate, particularly if your circumstances have improved or you are changing mortgage products. This depends on market conditions, mortgage rates available at the time, and lender criteria. Advice helps you understand whether this applies to your situation.
How do mortgage rates affect my move?
Mortgage rates influence your monthly repayments and long-term costs. Rates can change frequently and may be linked to the base rate or set for a fixed period. When moving home, understanding current mortgage rates early helps you decide whether to keep an existing deal or explore new options.
Do I have to stay with my current lender when moving house?
You are not required to stay with your current lender when moving home. While some people choose to, others move to a new mortgage provider if their existing lender no longer offers suitable terms. Reviewing the wider market allows you to understand what is available before committing.
What are early repayment charges, and why do they matter?
Early repayment charges are fees some lenders apply if you leave a mortgage deal before it ends. These charges can affect whether moving or changing mortgage products is cost-effective. We check for early repayment charges early so they are factored into your decision-making.
Do early repayment charges apply if I move house?
Early repayment charges may still apply when moving home, depending on your mortgage terms and whether the mortgage can be ported. Some charges are avoided if the mortgage moves with you, while others may still apply. Understanding this before you move helps avoid unexpected costs.
When should I speak to a mortgage adviser if I am moving house?
The best time to speak to a mortgage adviser is before you start making offers. Early advice helps you understand your borrowing position, mortgage options, and any restrictions that may affect your move to a new house or a new build home. This preparation helps you move forward with confidence rather than pressure.
Speaking with a local broker you can trust is crucial if you are planning a move in Thornbury or Alveston to seek clear, reliable mortgage advice from the outset. At Evermore Mortgages Brokers, we are a Financial Conduct Authority-regulated mortgage broker, which means you receive advice that is accountable, transparent, and focused on your best interests. We base our award-winning approach on providing clear explanations, structured guidance, and unwavering support from the initial conversation until its completion.
If you want reassurance that your mortgage is being handled properly while you focus on your move, call 01454 583 600 and speak to one of our mortgage professionals who will guide you with care and clarity, or use our get in touch form and one of the team will give you a call.
Useful Information for Moving Home in Thornbury or Alveston:
Consider a New or Nearly New House in Thornbury
What Protection Insurance Do First-Time Buyers in Bristol Actually Need?
What Is a Self-Build Mortgage (and How Is It Different from a Standard Mortgage?)
Helping You Make Confident Choices About Your Mortgage and Protection Insurance in Bristol
100% Mortgages – What are the Pro’s and Con’s?
Re-mortgaging: When and Why You Should Consider It
Further Reading:
– UCL Institute for Innovation & Public Purpose (IIPP) – UK Housing Policy Research
This research group has produced in-depth analysis of the UK housing market, looking at the financialisation of housing, interest rates, and broader economic effects on housing affordability.
(source: https://www.ucl.ac.uk/bartlett/sites/bartlett/files/241009_iipp_policy_report_ukhousing_layout2.pdf)
– Christine Whitehead – Housing Economics Expert (LSE / Cambridge Housing Research)
Professor Christine Whitehead’s academic work on housing economics and finance is frequently referenced in UK housing policy debates and illustrates the role of research in understanding mortgage and housing market dynamics.
(source: https://en.wikipedia.org/wiki/Christine_Whitehead)
– UK Government / House of Commons Library – Housing Market Data
The House of Commons Library regularly publishes economic indicators on house prices and mortgage approvals — invaluable for factual context in mortgage and housing-related articles.
(source: https://commonslibrary.parliament.uk/research-briefings/sn02820/)
– UK Finance – Mortgage Market Forecasts
UK Finance are a credible UK research body providing independent forecasts for mortgage lending, housing transactions, and trends which support evidence-based commentary on mortgage rates and market direction.
(source: https://www.ukfinance.org.uk/data-and-research/data/mortgage-market-forecasts)
